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Service Employees 32BJ North Pension Fund

North Pension Fund Summary Plan Description (SPD) >> Table of Contents

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Important Notice
Section 1 Definitions
Section 2 Eligibility for Participation
Section 3 Breaks in Service
Section 4 Pension Service
Section 5 Vesting
Section 6 Military Service
Section 7 Types of Pensions
- A. Normal Retirement Pension
- B. Early Retirement Pension
- C. Disability Pension
- D. Vested Deferred Pension
Section 8 Maximum Pension Limits
Section 9 Forms of Payment
- A. Single Life Annuity
- B. 50% Joint and Survivor Annuity
- C. Lump-Sum Cashout
Section 10 Pre-Retirement Husband and Wife Death Benefit
Section 11 Lump-Sum Death Benefit
Section 12 Commencement of Benefits
Section 13 Right of Recovery
Section 14 Modification or Termination of the Plan
- No Guarantee of Employment
Section 15 Suspension of Benefits
Section 16 Non-Assignment of Benefits
Section 17 Overpayments
Section 18 Filing a Claim for Benefits
- Denial of a Claim
- Claim for Disability Benefits
- Appeals Procedures
Section 19 Pension Benefit Guaranty Corporation Insurance
Section 20 Your Rights Under ERISA
- Receive Information about the Plan and Benefits under the Plan
- Prudent Actions by Plan Fiduciaries
- Enforce your Rights
- Assistance with your Questions
Section 21 General Information